Terms & Conditions

Company Name: XMT INTERACTIVE LIMITED

Address: UNIT 1812, 18/F., CHINAWEAL CENTRE, 414-424 JAFFE ROAD, CAUSEWAY BAY, HONGKONG

Email: helpdesk@fincrisp360.com

DBA:

These Terms & Conditions (“Terms”) constitute a legally binding agreement between XMT INTERACTIVE LIMITED (“we,” “our,” “us”) and the customer (“you,” “your”) in relation to the purchase of e-learning content from our website.

One-Off Purchase & Access

• All payments made to us are for a one-off purchase and grant you non-transferable, single-user access to the specific e-learning materials purchased.

Pricing

• Prices for e-learning materials are stated in [HK$, JPY, USD] and are subject to change without prior notice.

Payment Requirement

• Full payment is required before the e-learning materials are sent to you.

Purchase Confirmation

• Confirmation of purchase, including the e-learning materials or download instructions, will be sent to your registered email address after checkout.

Agreement to Terms

• By purchasing our e-learning materials, you confirm that you have read, understood, and agreed to these Terms in full.

Limitation of Liability

• We do not guarantee specific learning outcomes from any e-learning materials.
• To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages arising from the use of our materials.
• Our total liability in any circumstance is limited to the amount paid for the purchased e-learning materials.

Governing Law

• These policies are governed by and construed in accordance with the laws of Hong Kong. All disputes will be subject to the exclusive jurisdiction of the courts in Hong Kong.